Wednesday, December 8, 2010

Life embodies friendship, compassion, happiness, sorrow, love and pleasure



Life embodies friendship, compassion, happiness, sorrow, love and pleasure
Each man has inside him a basic decency and goodness. If he listens to it and acts on it, he is giving a great deal of what it is the world needs most. It is not complicated, but it takes courage for a man to listen to his own inner goodness and act on it. Do we dare to be ourselves? This is the question that counts.
“I am convinced that human nature is basically gentle, not aggressive. And every one of us has a responsibility to act as if all our thoughts, words, and deeds matter. For, really, they do. Our lives have both purpose and meaning.”
and:
“Compassion is what makes our lives meaningful. It is the source of all lasting happiness and joy. And it is the foundation of a good heart, the heart of one who acts out of a desire to help others. Through kindness, through affection, through honesty, through truth and justice toward all others we ensure our own benefit. This is not a matter for complicated theorizing. It is a matter of common sense.

Monday, November 8, 2010

Unauthorized Charges on Your Local Phone - Utility Bill?

Unauthorized Charges on Your Local Phone - Utility Bill?
FCC fines Verizon over 'mystery' fees $25 million and $52 million in refunds – 10/28/2010

How to Find Them, Eliminate Them & Get Your Money Back!


If your business still gets its phone service through the old "AT&T and Verizon, etc" local phone company (as opposed to one of the newer competitive phone providers) then you need to double check your phone bill each and every month for charges you did not authorize. You may not know it but the local phone company allows other companies to bill you through your local phone bill. And while the local phone company allows other businesses to bill you through your local phone bill, the local phone company does not verify that the charges being billed to you by the other company are valid. When these unauthorized charges fraudulently appear on your phone bill it's called "cramming". Unfortunately you as the business owner or manager are the only one that can spot the unauthorized charges and if you don't comb over your bill every month to spot these unauthorized charges - you'll pay for them.
Why does the local phone company allow other companies to pass charges onto your phone bill? "Third-party billing" is supposedly a great convenience in that you only have to pay one bill instead of separate bills for obvious authorized phone related charges like yellow-page advertising in the "real yellow pages", 411 information calls and long-distance calls from your chosen long distance carrier. Over the years though, some less-than-scrupulous companies have realized that most businesses rarely scrutinize their local-phone bills. To take advantage of this, these companies have come up with elaborate schemes to place
unauthorized charges on your phone bill that you'll end up paying for without even thinking. Unauthorized charges you can end up paying for include charges for unwanted (and unused) email accounts, web sites, directory information calls, directory advertising in obscure publications, voice mail accounts and other services.
In theory, before these charges can be placed on your phone bill, the company that is originating the third-party billed charges is supposed to have a verification of the order like a voice recording. In reality though, all the company needs to do to initiate the charge is submit your name and phone number to the billing entity. The verifications are only required to be produced if a complaint is filed.
To prevent these charges from appearing on you business phone bill it's helpful to understand the four parties that make unauthorized third party phone charges a costly reality. Party number one is any employee who can answer your business phones. The  unauthorized charge is rarely random and it usually happens after one of your company employees gets a telemarketing call. Employees should be instructed to document and report any overly aggressive telemarketing calls they receive. Party number two is the telemarketing company that originates the unauthorized charges by trying to get your employee to accept some service for which you'll be billed through your local phone bill. Party number three is the third-party billing company that has billing agreements with your local phone company. The name of the third-party billing is the one that is prominently displayed on your phone bill. After the third-party billing company's name is the name of the company that is originating the unwanted charges. Party number four is your "former Ma Bell" local phone company that collects the unwanted charges (keeps a share for "Ma") and then passes the rest to the third-party billing company (who keeps a big share) and then passes the balance on to the company that initiated the unwanted charge.
Following are some of the top third-party billing names and unauthorized charge originators you'll find on your phone bill. If you see these names on your phone bill you'll want to call the toll free number listed next to the charge to confirm it's a charge that's been properly authorized to be placed on your bill. Following are actual examples that we've recently found while auditing business phone bills.
We recommend customers should review any utility bills issued by deregulated utility companies. (In most instances today, consumers are paying higher charges to the deregulated gas and electric supply companies).
All Utility - Energy, gas, electric and water bills should be reviewed for proper reading and tariff.
If you suspect that you have been overcharged ask for detailed explanation and or file a complaint with your State Utility Commission.
YJ Draiman for City Council

Sunday, October 24, 2010

American values have been declining and continue to decline


American values have been declining and continue to decline

As entertainers, corporations, and even the government pander to the lowest common denominator, American life becomes increasingly vicarious, prefabricated, and bereft of meaning. Let us examines contemporary American consciousness, considering the factors that have driven society toward gossip and sensationalism at the cost of substance and depth.

Celebrity news, video games, cookie-cutter schools, and shopping, shopping, shopping.
We should be concerned with the growing epidemic of acrimony, superficiality, attention deficit disorder, and complaints of ennui. We should ask for the reasons why American children have expressed their confused rage with deadly weapons, why a president boasts that he earned Cs in college, and why society has drifted into craving entertainment laced with violence and cheap thrills. This is a provocative subject for concerned citizens, as well as for scholars and researchers involved with contemporary American culture and society.

A lot of deep thinkers believe that Americans have come loose from their moral underpinnings, and that our basic institutions - government, neighborhoods, civic associations, schools, and, most important, our families -  are coming apart as a result.

Where on earth do these social scientists get the idea that things are going so wrong?

Well, in large part they get it from listening to Americans, 87 percent of whom in one recent poll said they fear there is something fundamentally wrong with America's moral condition.

And this is no short-term blip triggered by President Clinton's extramarital adventures. According to Daniel Yankelovich, an icon of American public opinion polling, huge majorities of Americans have for some time believed that the nation is ``in a long-term moral decline."

A widely held belief has emerged that this decline threatens democracy itself, since freedom without morality quickly deteriorates into a society filled with violence and perversion, which increasingly seems to be what we have.

The Civil Renewal council's Call called for making divorces harder to get, giving benefits to parents who stay home with their children, making it easier for  ``faith-based" organizations to provide social services, allowing tax credits  for donations to social service agencies, ending state-sponsored gambling,  providing more education about the arts and more choices for parents in  selecting schools, not to mention curtailing sex and violence on television.

There's much in what he says. The Call's argument that freedom without morality inevitably becomes merely the liberty to perpetrate evil is complex and subtle.

America was losing ``the habits  of the heart" that once protected the nation against the wretched excesses  democracy might normally entail, such as the atomization of society into  hedonistic individualism, or the tyranny of the majorities.

Our contention that today we may be forgetting those protective  habits fits a lot of available evidence of civic and social decline, such as the  drop in voter participation, the rise in divorce, and the surge in youth  violence.

Overall, we found that Americans were doing less of just about everything  together, and were, quite possibly as a result, becoming more distrustful of their government - and one another.

Former Judge Robert Bork takes perhaps the darkest view in Slouching Toward Gomorrah, contending that America's slide into the moral abyss is probably irreversible, and questioning the optimistic premise about the basic goodness of human beings on which the nation was founded.

All the indicators of social health continued to decline.  I looked back and saw that they had been declining for thirty years or more, no matter what the economy was doing or who was president.

Thursday, October 21, 2010

Draiman for Mayor of Los Angeles

Draiman for Mayor of Los Angeles 



YJ Draiman for Mayor of LA

(March 5, 2013 Election)

Contact:  yjdraiman@yjdraiman.org   818

  “A vote for DRAIMAN is a vote for you”


We must focus far more intently on the economic plight of ordinary Americans

     “Transparency and accountability is my motto”

Decisions we make today should result in a sustainable world for many generations into the future. Ensuring that decisions being made about our energy, water, and natural resources are sustainable is central to this belief.  This also applies to political, financial and economic decisions that affect/obligates current and future generations.

When elected I will appoint one neighborhood council member to each of the city's boards of commissioners. Including the proprietary departments as well. Either through a charter amendment, ordinance or by policy directive.

1) It will provide direct info flow from community to agency heads
2) Save time and effort
3) Accountability and responsiveness

Draiman for Mayor of LA